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Finance Calculators

Explore 44 free bank-grade financial calculators for loans, investments, wealth compounding, retirement, and Indian tax planning.

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Finance Calculators

All Finance Tools (44)

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Home Loan EMI Calculator

Interactive monthly/yearly schedule & prepayment analysis

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Car Loan EMI Calculator

Pre-set tenures (up to 7 years) & down payment model

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Personal Loan EMI Calculator

Unsecured loan amortization & interest comparison

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Education Loan EMI Calculator

Moratorium grace period & Section 80E tax deduction

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Loan Prepayment & Foreclosure Calculator

Lump-sum & recurring prepayment interest savings

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Home Loan Balance Transfer Calculator

Breakeven horizon analysis & switching fee comparison

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Flat vs Reducing Rate Calculator

Exposes actual reducing APR of deceptive flat rate deals

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Loan Eligibility & FOIR Calculator

Fixed Obligation to Income Ratio (FOIR 50%-65%)

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SIP Calculator

Compounded monthly investment growth projection

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Step-Up SIP Calculator

Annual percentage & fixed rupee step-up top-up model

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Lumpsum Investment Calculator

One-time wealth compounding over custom tenures

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SWP Calculator (Systematic Withdrawal)

Monthly pension payout & corpus depletion lifespan

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Mutual Fund Returns Calculator

Historic return projections & benchmark comparison

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Fixed Deposit (FD) Calculator

Quarterly compounding & senior citizen bonus spread

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Corporate FD Calculator

AAA rating yield, Section 194A TDS & non-cumulative modes

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Recurring Deposit (RD) Calculator

Quarterly compounding monthly savings maturity

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CAGR & XIRR Calculator

Newton-Raphson irregular cash flow internal return

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FIRE Calculator (Financial Independence Retire Early)

Lean, Standard, Fat FIRE corpus targets based on 25x-33x

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Financial Goal Planner

Target maturity backwards solver for education & home

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Inflation Impact Calculator

Purchasing power erosion & future cost escalation

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Emergency Fund Planner

3-12 months expense cushion with liquidity breakdown

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Compound Interest Calculator

Daily, monthly, quarterly, semi-annual compounding frequencies

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Stock Average Down Calculator

Weighted average price across multiple equity buy lots

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Portfolio Rebalancing Calculator

Asset drift correction & targeted buy/sell recommendations

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Asset Allocation Calculator

Rule of 100/110, risk questionnaire & multi-asset pie

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Income Tax Calculator

Budget 2025 revised New vs Old regime side-by-side comparison

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HRA Exemption Calculator

Rule 2A 3-condition tax-exempt rent evaluation

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In-Hand / Take-Home Salary Calculator

CTC to net monthly salary: EPF, PT, TDS deductions

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Full & Final (FnF) Settlement Calculator

Notice period recovery, leave encashment & gratuity settlement

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Capital Gains Tax Calculator

New STCG (20%) & LTCG (12.5% over โ‚น1.25L) provisions

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GST Calculator (Add / Remove GST)

Inclusive/exclusive reverse GST computation (0%, 5%, 12%, 18%, 28%)

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Advance Tax Calculator (4 Quarters)

Section 208 installments (15%, 45%, 75%, 100%) & 234C interest

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TDS Calculator (All Indian Sections)

Sections 194C, 194J, 194I, 194IA, 194A, 206AA missing PAN

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Public Provident Fund (PPF) Calculator

15-year EEE scheme, 5-year block extension & loan eligibility

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Sukanya Samriddhi Yojana (SSY) Calculator

Girl child empowerment scheme, sovereign compounded returns

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Mahila Samman Savings Certificate (MSSC)

Fixed 2-year sovereign scheme with 40% partial withdrawal

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Employees Provident Fund (EPF & VPF)

12% basic contribution + EPS 8.33% split & retirement corpus

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National Pension Scheme (NPS) Calculator

Tier-1 60% lump-sum tax-free & 40% mandatory annuity

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Gratuity Calculator

Payment of Gratuity Act 15/26 formula & โ‚น20L exemption

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Atal Pension Yojana (APY) Calculator

Age-tiered monthly contribution for โ‚น1K-โ‚น5K pension

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Senior Citizen Savings Scheme (SCSS)

Quarterly interest payouts for โ‚น30L deposit limit

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Post Office Monthly Income Scheme (POMIS)

Sovereign monthly income with individual (โ‚น9L) & joint (โ‚น15L) limits

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Post Office Time Deposit (POTD) Calculator

1, 2, 3, 5-year sovereign fixed deposit with quarterly compounding

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National Savings Certificate (NSC) Calculator

5-year government bond with Section 80C tax deduction and deemed reinvestment

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